Our investment strategies are backed by academia and have a long track record of success. We filter through the noise, misinformation, and emotion in order to make reasoned investment decisions.
Personal Tax Situation
We build portfolios that optimize tax-favored accounts, and we use mutual funds and ETFs with below average costs.
Your Risk Profile
We help you determine the appropriate amount of risk based on your goals and needs. Our analysis answers the following questions:
- What is the return you need to accomplish your goals based on your financial plan, goals, and future cash flow needs?
- What is your time horizon for using the money?
- How much short-term portfolio volatility can you tolerate? What is your comfort and experience with down markets?
We heavily emphasize using low-cost investments, such as Vanguard and Dimensional Fund Advisors. However, we are not married to any mutual fund company or custodian. You are our client, and therefore, you are our only focus.