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Learn the Fee-only Difference

Ongoing financial planning & investment management


Our fee schedule is as follows:

Assets Under ManagementAdvisory CostBillable AssetsNon-Billable Assets
The first $1 million of assets under management1.0%
  • Investment accounts set up at Charles Schwab, our preferred custodian.
  • Investment accounts outside of Charles Schwab that we advise on (401(k), H.S.A.'s, 529's, no-load tax deferred annuities, etc.)
  • Checking or savings accounts
  • Home or other real estate
  • Businesses
  • Investment accounts outside of Charles Schwab that we do not advise on
  • Personal property
The next $4 million of assets under management0.8%
The next $5 million of assets under management0.6%
The next $5 million of assets under management0.4%
All remaining assets under management0.2%


 If assets under our management are lower than $500,000, a separate fee will be charged for financial planning services. The financial planning fee is calculated annually based on the criteria below starting on the day you sign a service agreement with our firm. The fee is auto-billed monthly from your desired checking account.

Assets Under ManagementFinancial Planning Fee
$0 to $250,000$400/ month
$250,000 to $500,000$200/ month
Over $500,000$0 (included in asset-based fee)

FAQ

Are you a fiduciary advisor?

Yes! We are an independent, fee-only advisory firm. We act as a fiduciary, not a broker. This means we do not receive any commissions or payments from any third party. Because the only fee we receive is from our clients, we serve as your committed partner and put your best interests above all else.

How is your fee determined?

Our fees are based on the value of the investments that we manage on your behalf. Since we often work with members of extended families across multiple generations, we also offer family pricing.

How do I know I’m getting the best value possible?

Transparency makes life much easier, and you should know exactly what you are paying. If you are not sure what you are currently paying, we are happy to prepare a fee comparison for you. We benchmark our fees every year against our peers to ensure that we are charging a fair fee.

What is your investment management approach?

We heavily emphasize using low-cost investments, such as Vanguard and Dimensional Fund Advisors. However, we are not married to any mutual fund company or custodian. You are our client, and therefore, you are our only focus.

Where will my accounts be held?

Your accounts are held in your name at qualified custodians, such as Charles Schwab or T. Rowe Price.


Please do not hesitate to contact us if you have additional questions! Our team is eager to help you!

866-333-4726 |