Ongoing financial planning & investment management
Our fee schedule is as follows:
| Assets Under Management | Advisory Cost | Billable Assets | Non-Billable Assets |
| The first $1 million of assets under management | 1.0% |
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| The next $4 million of assets under management | 0.8% | ||
| The next $5 million of assets under management | 0.6% | ||
| The next $5 million of assets under management | 0.4% | ||
| All remaining assets under management | 0.2% |
If assets under our management are lower than $500,000, a separate fee will be charged for financial planning services. The financial planning fee is calculated annually based on the criteria below starting on the day you sign a service agreement with our firm. The fee is auto-billed monthly from your desired checking account.
| Assets Under Management | Financial Planning Fee |
| $0 to $250,000 | $400/ month |
| $250,000 to $500,000 | $200/ month |
| Over $500,000 | $0 (included in asset-based fee) |
FAQ
Yes! We are an independent, fee-only advisory firm. We act as a fiduciary, not a broker. This means we do not receive any commissions or payments from any third party. Because the only fee we receive is from our clients, we serve as your committed partner and put your best interests above all else.
Our fees are based on the value of the investments that we manage on your behalf. Since we often work with members of extended families across multiple generations, we also offer family pricing.
Transparency makes life much easier, and you should know exactly what you are paying. If you are not sure what you are currently paying, we are happy to prepare a fee comparison for you. We benchmark our fees every year against our peers to ensure that we are charging a fair fee.
We heavily emphasize using low-cost investments, such as Vanguard and Dimensional Fund Advisors. However, we are not married to any mutual fund company or custodian. You are our client, and therefore, you are our only focus.
Your accounts are held in your name at qualified custodians, such as Charles Schwab or T. Rowe Price.
Please do not hesitate to contact us if you have additional questions! Our team is eager to help you!