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Inflation Adjustments For Tax Year 2026

Inflation Adjustments For Tax Year 2026

On October 9, 2025, The Internal Revenue Service announced the 2026 tax rate schedules and other tax changes. The standard deduction and marginal rates for the tax year 2026 are listed below. 

Standard Deduction:

  • Married couples filing jointly: $32,200 ($700 increase from 2025)
  • Single taxpayers and married individuals filing separately: $16,100 ($350 increase from 2025)
  • Heads of households: $24,150 ($525 increase from 2025)   

Marginal Rates:
The seven federal income tax brackets remain in 2026, with rates of 10%, 12%, 22%, 24%, 32%, 35%, and 37%. 

Federal Income Tax Brackets for 2026


SingleMarried Filing JointlyMarried Filing Separately
Head of Household
Estates and Trusts
10%$0 – $12,400 $0 – $24,800$0 – $12,400 $0 – $17,700 $0 – $3,300
12%$12,400 –$50,400 $24,800 – $100,800$12,400 –$50,400 $17,700 – $67,450
22%$50,400 – $105,700
$100,800 – $211,400
$50,400 – $105,700
$67,450 – $105,700

24%$105,700– $201,775
$211,400 – $403,550
$105,700– $201,775
$105,700 – $201,750
$3,300 – $11,700
32%$201,775 – 256,225
$403,550 – $512,450
$201,775 – 256,225
$201,750 – $256,200

35%$256,225 – $640,600
$512,450 – $768,700
$256,225 – $384,350
$256,200 – $640,600
$11,700 – $16,000
37%$640,600+
$768,700+
$384,350+
$640,600+
$16,000+

To read about the inflation adjustments for more than 60 tax provisions, check out IRS Revenue Procedures 2025-32. For specific advice regarding your situation, be sure to contact your tax adviser or accountant. 

Tax planning is just one of the many services included in the proprietary financial planning process Hurlow Wealth Management Group offers to clients. For over two decades, the Hurlow Wealth Management Group’s team of CERTIFIED FINANCIAL PLANNERS™ based in Bloomington and Indianapolis, Indiana, have assisted Midwest Millionaires™ in 26 states through tax, insurance, and other financial planning issues. Click here to schedule an introductory call to see if their services are right for you.

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