December: Time To Think About 2025 Resolutions
December: Time To Think About 2025 Resolutions
It's December. The year is winding down and the perfect time to begin considering your year-end resolutions. The goal-setting process allows you to reflect thoughtfully on the past year and set meaningful, achievable goals for the year ahead.
A New Tradition
If you'd like to add a new tradition to your New Year's Eve, plan to set a goal with each chime of the new year. If you've never tried this tradition from Spain, it involves eating a grape with each clock chime at midnight and making a wish with the corresponding grape. Instead of wishes, though, make them goals. When you need to eat 12 grapes in 12 seconds while thinking of 12 wishes, you realize how important it is to plan ahead. Write down twelve things you intend to accomplish in 2025, and then, at the first stroke of midnight, start popping in the grapes and read your list. Save the list and refer back to it throughout the year. Next December, you can look back and see how much you've achieved.
Your Financial Resolutions
Financial resolutions, in particular, deserve careful consideration during this planning phase. Whether it's to start an emergency fund, pay off a student loan debt, make a significant purchase like a house or car, or prepare for retirement, your financial health impacts nearly every aspect of your life. By setting clear financial goals now, you can approach the new year with a focused strategy, taking control of your financial future and laying the groundwork for sustainable progress. Reviewing your finances in December also allows you to take advantage of year-end tax strategies, review your spending habits, and recalibrate your budget to support your aspirations.
Tell Someone
Whether your 2025 goal is financial, like saving $10,000 or paying off that much in debt, or personal, like losing 20 pounds of fat or gaining 20 pounds of muscle, sharing that goal with a trusted friend or advisor can motivate you. Their guidance can also help make your resolutions more actionable and realistic. Collaborating with someone also adds a layer of accountability, providing you with the support and encouragement you need to stay committed to your plan throughout the year.
Investing in You
Ultimately, taking the time in December to think through resolutions gives you the clarity, confidence, and structure to succeed. By being proactive, you can transform your goals into a clear roadmap for the new year, ensuring you are motivated and equipped to make meaningful progress in January. If you need help reviewing your goals for retirement or major purchases, schedule time to speak with one of the financial advisors at Hurlow Wealth Management Group. For over two decades, the fiduciary financial advisors at Hurlow Wealth Management Group have helped clients find clarity, to confidently achieve their goals.
